The most common mistake in a correction is not selling at the bottom — it is holding a portfolio that was never designed to handle a crash in the first place.
A 100% equity portfolio has no buffer — when Nifty falls, everything falls with it. A multi-asset portfolio combining Indian equity, gold, and global exposure behaves differently. When domestic equity corrects, gold has historically moved in the opposite direction, and global exposure adds a return engine uncorrelated to Indian market cycles. The result is a smaller drawdown. And a smaller drawdown means a smaller hole to climb out of — which matters far more than any timing decision you will ever make.
Use Focus360 Velocity. Monthly rebalancing means the portfolio responds to changing conditions quickly — shifting toward cash or commodities when the model signals risk, and rotating back toward equity as conditions stabilise. When your portfolio is already down, response speed matters.
